Pre-deal default-risk check — Sample Trading Pte Ltd (SAMPLE, fictional)
1. Standing: Live Company (sample) — bizfile-free p.1 (p1c9e3…) — high
2. Officers: SAMPLE Tan A / Lim B / Rao C (sample) — profile p.2, receipt ACRA-BP-SAMPLE-2026-0001 — high
3. Charges: 1 open, bank loan S$120,000 (sample) — profile p.4, receipt as above — high
4. Capital: paid-up S$500,000 (sample) — profile p.1 — high
5. Filing gaps: annual return overdue; officer change unfiled (sample) — bizfile-free p.2 (p4d2f0…) — med
6. Adverse flag: 2025 payment dispute mention, S$40k band (sample) — news-scan p.1 (p8a3c1…) — med
7. eLitigation sweep: nil judgments found (sample) — free sweep — med
8. Verdict: pay 50/50 tranches; hold signature pending filings + adverse clearing (sample)
EAM room questions: (a) when is the overdue return filed? (b) is the S$120k charge facility current? (c) how was the 2025 dispute settled?

---
SAMPLE — figures fictional/redacted for format demo. Real packs show source_hash + page on every line. Research, not advice. Oxaide UEN 201806463W • brief@oxaide.com
